Know complete information! Senior Citizen Benefits 2025 »Samvedna Up

Senior Citizen Benefits 2025: The Government of India from time to time brings several schemes and facilities for senior citizens to provide them economic and social security. These plans not only strengthen their financial situation, but also give them an opportunity to live a self -reliant and respectable life. In the budget of 2025, several important announcements have been made for senior citizens, which will help make their lives simple and safe. In this article, we will give complete information about 5 major government gifts for senior citizens.

5 main government gifts for senior citizens

The schemes and facilities that have been introduced by the government for senior citizens have been created keeping in mind their economic, health and social welfare. Let's discuss these schemes in detail:

1. Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

This scheme is for senior citizens who fall under the poverty line (BPL).

The scheme provides a regular income to senior citizens so that they can meet their basic needs.

2. The Prime Minister's Age Vandana Yojana (PMVVY)

It is a pension scheme managed by LIC. It provides regular income and financial security to senior citizens.

The main features of the plan:

• Maximum investment limit: ₹ 15 lakh





• Monthly Pension: Depending on Investment amount





• Duration: 10 years





• This scheme is especially for those who want guaranteed returns.

3. Tax Benefits in Budget 2025

In the budget of 2025, several changes have been made to give tax benefits to senior citizens:

• Income tax exemption limit: There is no tax on income up to ₹ 12 lakh in the new tax system.





• TDS limit: The TDS limit on interest income has been increased from ₹ 50,000 to ₹ 1 lakh.





• Rent TDS: TDS limit on annual rent has been increased from ₹ 2.4 lakh to ₹ 6 lakh.

These changes will provide more cash flow and reduced compliance burden to senior citizens.

4. Atal Vayo Abhyudaya Yojana (AVYAYAY)

The scheme has been made for the overall welfare of senior citizens. This includes several sub-schemes:

• health services





• Skill development program





• Social security measures

Budget allocation:

A budget of ₹ 289.69 crore has been allocated for this scheme in 2025.

5. REA REA Wanted Scheme (NSS)

The withdrawal from the National Savings Scheme (NSS) has now been made tax free. It is beneficial for senior citizens who have old NSS.

Benefits related to NSS:

• There will be no tax on withdrawal.





• This facility came into force from 29 August 2024.





• NSS account holders will no longer be paid interest, but withdrawal tax will be free.

Other important plans

Apart from this, the government has also introduced several other schemes that benefit senior citizens:

1. Annapurna Yojana: Providing free ration to poor senior citizens.





2. Senior Citizen Health Insurance: Health Insurance on Low Premium.





3. Senior Citizen Certificate: To get priority in government services.

Budget 2025 influence for senior citizens

Budget 2025 has taken several steps to improve the lives of senior citizens:

• Increasing tax exemption will increase their savings.





• Increased TDS limit will improve cash flow.





• Pension schemes and social security measures will give them self -sufficiency.

conclusion

These schemes brought by the Government of India to senior citizens are a big step towards improving their standard of living and providing them economic security. Whether it is pension, tax profit, or health services - every aspect has been taken into consideration.

Disclaimer: The information given in this article is based on various sources. Please confirm from the concerned official website or department before taking advantage of any scheme.