This mistake of PF Office can make you the Pauper-Form 10C and the important things related to the Scheme Certificate that every employee should know
Nowadays the Provident Fund (PF) is used by almost every employee, which is a safe investment for the future. But many times there are mistakes from PF office that can harm youOne of these is the common mistake to fill or misuse Form 10C.
In this article, We will discuss in detail about Form 10C and Scheme Certificate And will also tell how the mistakes related to them can be avoided.
Provident Fund (PF) is a scheme in which both employees and employers together save for the future. It not only provides protection for the future, but it also gives different types of benefits to employees, such as pension and insurance. But when you fill the form related to PF, you have to work very carefully so that there is no mistake.
Form 10C is an important document used to get benefits under the pension scheme. There are many mistakes in filling the form that can affect your profit. so, It is important to know what Form 10C is And how to use it correctly.
Information of Form 10C and Scheme Certificate
| Form 10C information | Details |
| Objective | To get benefits under pension scheme. |
| Eligibility | Employees who have not completed 10 years of service. |
| Formation of form | A four -page form, which includes personal information and information of the employer. |
| Method of filling | Can be filled by both online or offline methods. |
| Required documents | Copy of PAN card, Aadhaar card, bank passbook. |
| Equivalent benefits | To get a pension or scheme certificate. |
| Precautions | Avoid filling incorrect information, any improvement should be certified. |
Instructions to fill Form 10C
- Name and date of birth: Write the name in capital letters and the date of birth should be correct.
- PF account number: Fill the entire account number correctly, including field code, office code, code number, sub -code and account number.
- Information of employer: The address of the employer and the date of joining/lending should be correct.
- Family/Nominee information: If applicable, fill in the information of family or nominee.
- Signature and date: Sign and date the form must be applied.
Prevention of mistakes
- Wrong bank account details: If you have filled the wrong bank account number or IFSC code, then your application may be canceled and the money will not come in your account.
- Incomplete information: Do not leave any information incomplete in the form, such as date of birth or PF account number.
- Overwriting or cutting: Any improvement on the form should be certified, avoid overwriting or cutting.
Scheme certificate information
The scheme certificate is a document that helps you get benefits under the pension scheme. You get this certificate when you fill Form 10C And apply to get benefits according to your eligibility.
Benefits of Scheme Certificate
- Pension Benefits: If you have not completed 10 years of service, you can still be eligible for pension.
- Withdrawal facility: The Scheme Certificate provides you with the facility of withdrawal under the pension scheme in the future.
- Benefits on changing jobs: If you change the job and you have a scheme certificate, you can easily add your pension benefit with the new employer.
Application for scheme certificate
To apply for the scheme certificate, you have to fill the form 10C and submit it with the required documents. This form Online this offline Both methods can be filled.
Loss of mistakes related to PF office
- Land in withdrawal of money: If you have filled the wrong bank account details, then your money will not come to your account and there may be a delay in withdrawal.
- Application cancellation: If there is any wrong information in the form, your application may be canceled and you may have to apply again.
- Reduction in pension benefits: If you do not apply for the scheme certificate properly, you may have a decrease in pension benefits.
Ways to avoid PF office mistakes
- Fill the correct information: Fill all the information correct and complete in the form.
- Bank account details should be correct: Fill the bank account number and IFSC code correctly.
- Read the form carefully: Read it carefully before filling the form and make sure all the information is correct.
- Certify improvement: If there is an improvement, then certify it.
conclusion
You can get benefits under the pension scheme using Form 10C and Scheme Certificate. But It is very important to avoid mistakes while filling these forms so that you do not suffer any harm.
It is important to fill the correct information, keep bank account details correct, and read the form carefully. If you take care of these things, you can easily enjoy your pension benefits.
Disclaimer: This article is for general information and should not be taken as any specific financial advice. For detailed information about Form 10C and Scheme Certificate, you should contact the concerned authorities. To avoid mistakes related to PF office, you always get information from official sourcesAndNeed it.